<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
          http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Home -->
  <url>
    <loc>https://columbiabasininsurance.com/</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Trucking Insurance — highest priority after home -->
  <url>
    <loc>https://columbiabasininsurance.com/insurance/trucking</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <!-- Get Quote -->
  <url>
    <loc>https://columbiabasininsurance.com/get-quote</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.90</priority>
  </url>

  <!-- Auto Insurance -->
  <url>
    <loc>https://columbiabasininsurance.com/insurance/auto</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Home Insurance -->
  <url>
    <loc>https://columbiabasininsurance.com/insurance/home</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Commercial Insurance -->
  <url>
    <loc>https://columbiabasininsurance.com/insurance/commercial</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Services -->
  <url>
    <loc>https://columbiabasininsurance.com/services</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <!-- About -->
  <url>
    <loc>https://columbiabasininsurance.com/about</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
  </url>

  <!-- Meet the Team -->
  <url>
    <loc>https://columbiabasininsurance.com/about/team</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>

  <!-- Contact -->
  <url>
    <loc>https://columbiabasininsurance.com/contact</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
  </url>

  <!-- Blog -->
  <url>
    <loc>https://columbiabasininsurance.com/blog</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.60</priority>
  </url>

  <!-- Legal pages -->
  <url>
    <loc>https://columbiabasininsurance.com/privacy-policy</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.30</priority>
  </url>

  <url>
    <loc>https://columbiabasininsurance.com/terms-of-use</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.30</priority>
  </url>

</urlset>
